We help families secure their financial future with life insurance, mortgage protection, and retirement solutions — and we build the next generation of insurance industry leaders.
Life insurance, mortgage protection & retirement solutions. No medical exam required. Coverage in under 10 minutes.
Licensing support, mentorship & a clear path to building your own agency. Daily pay. Uncapped commissions.
A+ rated carriers only. 5,000+ families served. Top Impact Player Award — multiple cycles.
"Everyone deserves access to financial protection — and a career worth building. That's why we're here."— Meron Degefu & Kip Kemboi, Co-Founders
Whether you need financial protection for the people you love, or you're ready to build a career with real purpose — you're in the right place.
Peace of mind isn't a luxury. We design coverage that fits your family, your budget, and the legacy you're building — no medical exam required, no jargon, no pressure.
No experience required. We provide licensing support, live mentorship, proven sales systems, and a clear path to building your own agency. Daily pay, uncapped commissions.
Two people from completely different worlds who found a shared mission in protecting families and developing the next generation of leaders.
Meron began her insurance career in April 2021, driven by a passion for helping individuals and families secure their financial futures. Her dedication led her to establish her own agency in Houston, TX — specializing in life insurance, mortgage protection, and customized plans designed to offer lasting peace of mind.
Kip began his insurance career in 2018. A former performance trainer for professional athletes, he brought a championship coaching mindset to agent development — building systems that help career-changers and entrepreneurs achieve financial independence and build agencies of their own.
This isn't just a sales job. It's a platform to create financial freedom while making a real difference — and build an agency of your own.
No salary ceiling. Top agents in our organization earn six to seven figures annually. Your earnings directly reflect your effort and leadership.
Work from anywhere in the country. Our fully virtual model means you can build your career from home, on your schedule, serving clients coast to coast.
Full licensing support, proven scripts, live call training, and personal mentorship from active top producers — from day one. No guesswork.
Recruit, develop, and lead your own team. Earn overriding income on every agent you build — creating lasting wealth that works while you sleep.
Real people. Real results. Real careers built inside Meron & Kemboi Financial Agency.
I came in with zero insurance experience — I was a special olympics coach. Within 90 days I replaced my income. The mentorship here is real. Meron and Kip actually show up for their agents. I made team lead in 8 months and I'm building something I'm proud of.
The system they've built is unlike anything in the industry. The training is structured, the culture pushes you to grow, and the leadership invests in you. I never thought I'd say insurance changed my life — but it genuinely did.
Kip's coaching background really shows. He treats agent development like athlete development — disciplined, goal-oriented, focused on winning. I've grown faster here in one year than in three years at my last agency.
A clear, proven path from day one to agency ownership — no guesswork, no gatekeeping.
We walk you through your state exam with study guides, prep coaching, and strategy. Most agents license in 2 weeks.
Learn our proven system through live calls, scripts, role-play, and direct observation of top producers in action.
Every agent is paired with a personal mentor. Real-time feedback, weekly check-ins, and leadership access always available.
Recruit and develop your own team. Earn overriding income while helping others build the same freedom you created.
We work with A+ rated carriers to find you the right protection — at the right price, quickly and without the hassle.
Term and whole life solutions to protect your family's financial future. No medical exam required with our simplified underwriting carriers.
Get a Quote →Ensure your home stays in your family's hands. Mortgage protection pays off your balance if you pass away — so your loved ones never lose the home you built.
Learn More →Even with major health conditions, we can get you covered. Guaranteed issue whole life plans up to $25,000 for end-of-life costs.
Explore Options →From annuities to Debt Free Life and infinite banking — Kip specializes in strategies that maximize wealth, eliminate debt, and create lifetime income.
See Strategies →A proprietary strategy using permanent life insurance to eliminate debt, build cash value, and create a tax-advantaged financial legacy — all at once.
Learn More →Most A+ carriers offer instant decisions. Get quoted, enrolled, and activated in under 10 minutes — no waiting period, no exam required.
Get Covered →Our team of 100+ agents is licensed and active across the country — and growing. Don't see your state? Reach out.
No pressure, no runaround. Here are the questions we hear most — for families exploring coverage and professionals exploring a career.
Ask Us DirectlyWhether you have questions about coverage or want to explore the career opportunity, the first conversation is always free. Monday–Friday 9am–6pm · Saturday 10am–2pm.
Protect your family, or build a career you're proud of. Either way, the first conversation is free and there's no obligation.